As a business leader, keeping payroll expenses under control while still providing strong employee benefits can feel like a constant balancing act. But what if there was a way to legally reduce payroll taxes and boost your employee offerings, all without spending a single extra dollar?

With Elevate+, a modern, fully compliant benefit solution from Elevate Benefits, that goal is not only possible—it’s already happening for thousands of businesses across the U.S.

Let’s walk through how smart employers are using Elevate+ to reduce payroll costs through a powerful integration of three tools: the Section 125 benefit plan, a Preventative Care Management Plan (PCMP), and a Self Insured Medical Reimbursement Plan (SIMRP).

What Is Elevate+ and How Is It Different?

Elevate+ isn’t just a traditional section 125 benefit plan—it’s a fully managed system that:

• Leverages a Section 125 flexible spending account
• Integrates a PCMP for preventative health support
• Includes a SIMRP that reimburses employees for key insurance protections

The result? One of the most comprehensive and benefit-rich plans available today.

What sets Elevate+ apart is that it delivers this comprehensive package at no out-of-pocket cost to the employer or employee. It works quietly in the background, boosting both business performance and employee satisfaction.

How Elevate+ Helps Employers Reduce Payroll Taxes and Cut Costs

Let’s start with the numbers. When you offer the Elevate+ plan, you can save approximately $600 per W2 employee per year. That’s $60,000 for every 100 employees, without reducing salaries or trimming existing benefits.

How is that possible?

Because Elevate+ is built on a Section 125 benefit plan structure, employees can contribute to qualified benefits on a pre-tax basis. That means lower taxable wages—and lower payroll tax obligations for you.

Here’s what Elevate+ delivers to employers:

• ~$600 in payroll tax savings per employee annually
• Zero cost to implement
• Reduced insurance claims (average of $1,400 per employee saved over three years)
• Fast, automated rollout in 30–45 days
• Improved employee retention, engagement, and performance

Immediate bottom-line impact

By helping your team pay for healthcare-related services with pre-tax dollars, Elevate+ lowers your total payroll liability. Simply put: you reduce payroll taxes while giving your workforce more value.

Why Employees Love It

It’s not just employers who win with Elevate+—your team gets serious upgrades too, including:

• 3–4% net increase in take-home pay (about $100/month for many)
• $0 copay 24/7 Telehealth, mental health, and wellness services
• Access to Mayo Clinic wellness tools and personalized health dashboards
• Coverage for Universal Life, Disability, and Critical Illness
• Optional enhancements for spouses and dependents
• Confidential mental health, addiction, and counseling support

And all of this happens without affecting the employee’s net paycheck. With over 40,000 employees already enrolled in Elevate+, it’s clear that this modern approach is resonating across industries.

The Power of the Section 125 Flexible Spending Account—Reimagined

At the heart of Elevate+ is the section 125 flexible spending account. But this isn’t your standard FSA setup. Elevate+ uses this tax-advantaged structure as a launchpad for an integrated solution that delivers much more than traditional plans.

By pairing the section 125 benefit plan with PCMP and SIMRP, Elevate+ creates a full-circle system:

• PCMP ensures proactive care, helping employees stay healthy and reduce claims.
• SIMRP reimburses select medical and insurance expenses, adding real financial value.
• The Section 125 structure reduces taxable income, leading to savings for both parties.

It’s this unique blend that makes Elevate+ a smarter way to reduce payroll taxes and support your workforce.

No Disruption, No Risk, Just Results

Worried that adding a new plan might complicate your existing HR system or confuse employees? Don’t be.

Elevate+ is designed to layer seamlessly on top of your current benefits, with:

• No need to replace current health insurance or plans
• No disruption to HR operations
• No employee confusion—our team handles communication, setup, and education

From implementation to support, the Elevate Benefits team ensures everything runs smoothly, in as little as 30–45 days.

Why Elevate+ Is a No-Brainer for Smart Employers

Let’s recap. Elevate+ allows you to:

• Reduce payroll taxes by $600/year per employee
• Give your team better health and financial benefits
• Launch with zero upfront cost
• Create no disruption to current plans or take-home pay
• See fast results that impact both retention and your bottom line

This isn’t just a workaround. It’s a strategic, compliant plan that aligns tax savings, employee well-being, and operational efficiency.

Elevate Benefits was created with a clear mission: help employers give more, spend nothing, and empower their teams without trade-offs.

Elevate+ in Action: Real-World Results

Here’s what employers are already experiencing with Elevate+:

• A manufacturing company with 220 employees saved $132,000 annually while improving benefits across the board.
• A healthcare group added Elevate+ and saw a 25% reduction in voluntary turnover within six months.
• An enterprise-level logistics firm reduced claims by $1,400 per employee over three years, dramatically easing their healthcare renewal process.

These results aren’t exceptions—they’re becoming the norm.

Ready to Elevate Your Strategy?

With the cost of labor and benefits on the rise, Elevate+ gives employers a smarter path forward. It’s about keeping the workforce strong, supported, and loyal—without sacrificing your budget.

If you’re ready to:

• Lower payroll costs legally and ethically
• Provide high-impact benefits with zero out-of-pocket costs
• Make your business more competitive in hiring and retention
• Then it’s time to take the next step.

Book your 10-minute consultation today or get a free proposal and see how Elevate+ can transform your benefits strategy.