For employers looking to enhance benefits without increasing costs, Section 125 payroll deductions offer an immediate advantage. But Elevate+ goes further. This isn’t just about leveraging Section 125, it’s about combining it with two powerful programs: a fully managed Preventative Care Management Plan (PCMP) and a Specialized Insurance Medical Reimbursement Plan (SIMRP).

The result? One of the most compliant, benefit-rich programs available to employers and their teams rolled out in 30–45 days, with no out-of-pocket cost.

What Is Section 125?

Section 125 of the IRS tax code allows employees to make pre-tax contributions toward eligible benefits. Rather than pay for things like health insurance or medical expenses with post-tax income, those dollars come out before taxes are calculated. That means:

• Lower taxable income for employees

• Reduced FICA and FUTA liabilities for employers

• A smarter way to offer benefits without raising wages

But Elevate+ doesn’t stop at Section 125 payroll deductions. It turns those tax savings into something much bigger.

How Elevate+ Turns a Good Plan Into a Great One

Elevate+ is not a standard Section 125 plan. It’s a fully integrated, automated system that connects:

• Section 125 Payroll Deductions

• Preventative Care (PCMP)

• Medical Reimbursements (SIMRP)

Together, these three elements form a robust wellness and compensation strategy that delivers value for both employers and employees.

Why It Matters for Employers

Running a business in 2025 means doing more with less. Elevate+ helps you meet rising benefit expectations without touching your P&L.

Here’s what Elevate+ brings to the table:

• $600/year savings per W2 employee

• 5–10% reduction in total healthcare costs

• No out-of-pocket cost to implement

• Reduced medical claims ($1,400 savings over 3 years)

• 30–45 day automated rollout

• Boosted retention and employee satisfaction

All this happens without additional overhead, complex integrations, or manual admin. Elevate+ integrates directly into your payroll system, taking the friction out of pre-tax deductions and benefits delivery.

Employees See the Difference Too

While payroll tax savings are a win for the company, what makes Elevate+ stand out is how it impacts real employees and their families.

Here’s what employees enrolled in Elevate+ receive:

• 3–4% increase in net pay (~$100/month)

• $0 copay 24/7 Telemedicine (doctors, nurses, mental health support)

• Spousal and Dependent Coverage at No Extra Cost

• Access to Mayo Clinic programs and health dashboards

• Employee Assistance Program (EAP) including couples counseling

• Addiction recovery and stress reduction tools

• Health vitals facial scan & digital health monitoring

• $0 copays across the board, even for prescriptions

Every feature is built around accessibility, family care, and preventative health, a true 360° support plan at no cost to the employee or employer.

Why Section 125 Alone Isn’t Enough Anymore

Traditional Section 125 plan benefits reduce tax burdens. That’s helpful, but limited.

What Elevate+ does differently is layer these tax savings into a fully managed benefits ecosystem, one that provides preventative care, smart reimbursements, and next-gen health tools without increasing taxable income or cost.

And importantly, it’s fully compliant, audit-ready, and completely automated.

The Results: A Quick Snapshot

Feature	Traditional Plan	Elevate+
Payroll Integration	Manual	Automated & Seamless
IRS Compliance Management	Your burden	Built-in & Monitored
Net Pay Increase for Employees	Minimal	Up to $100/month
Employee Family Coverage	Optional or Limited	Included for Dependents
Admin Time & Complexity	High	Extremely Low

Why Employers Are Choosing Elevate+ in 2025

It’s no secret that keeping employees happy and healthy has become harder in today’s workplace. With rising health care costs and teams spread out across remote, hybrid, and in-person setups, traditional benefits packages just don’t cut it anymore.

That’s why more employers are moving to Elevate+.

It’s not just a benefits plan, it’s a full system that helps companies take care of their people without draining the budget. Over 50,000 employees are already enrolled, and that number grows every week. Why? Because Elevate+ delivers real value.

Employers are seeing better morale across teams, fewer sick days, and higher retention. The plan gives employees access to everything from 24/7 virtual care to family coverage with $0 copay and all of that comes at no cost to the employer.

In a competitive hiring market, Elevate+ makes you stand out. And here’s the best part: it’s fast. Most companies are fully onboarded in 30–45 days.

If you’re looking for a way to offer more without spending more, this is it. Elevate+ works with your payroll system, requires no upfront investment, and starts delivering results almost immediately.

Payroll Strategy Meets Real-World Wellness

When you think about payroll deductions, you might think of paperwork, compliance, and maybe a few small savings.

Elevate+ changes that.

By utilizing Section 125 alongside PCMP and SIMRP, Elevate+ turns tax-advantaged deductions into a full-fledged health and wellness strategy, one that works for employers and employees alike.

It’s fast, smart, and built for today’s workforce.

Ready to Learn How Elevate+ Can Help Your Team?

Book a 10-minute consultation today and discover how Elevate+ can save money, boost net pay, and deliver real care, without additional costs.