Where employee health benefits are concerned, most businesses are left with a choice: high expense or limited coverage. What if there were a better alternative—one that married genuine care, significant savings, and no disruption?
That’s exactly what Elevate+ offers. Built for today’s workforce, this fully managed plan blends three powerful tools into one benefit-rich solution: a Section 125 framework, the Preventative Care Management Plan (PCMP), and the Specialized Insurance Medical Reimbursement Plan (SIMRP).
In this post, we’re focusing on the PCMP program—what it is, how it works, and why it’s a huge leap ahead of other care models on the market.
What Is the PCMP Program?
The Preventative Care Management Plan (PCMP) is an organized program that enhances long-term employee health through early capture of risk, ongoing support for wellness, and easy, no-cost access to care. But unlike standard health plans, PCMP is integrated into the Elevate+ benefit framework without costing anything, altering current coverage, or diminishing take-home pay.
Think of it like a proactive care layer, provided in addition to an employee cafeteria plan that features useful tax-saving benefits. It’s not a matter of substituting your health benefits—readily enhancing them clinically and financially, instead.
Chief Differentiators of the PCMP Program Over The Classic Care Models
Here’s the way PCMP differs—and improves—from the standard care model:
1. It’s Proactive, Not Reactive
Legacy health plans emphasize treatment. The PCMP program turns that on its head and is all about prevention. It gives employees tools, screenings, and access to coaching that equip them to stay healthy before issues get expensive.
2. It’s Completely Integrated with Elevate+
The PCMP program isn’t standing on its own. It’s thoroughly equipped in the Elevate+ program, integrated perfectly with the Section 125 framework and SIMRP. That’s seamless onboarding, intelligent automation, and no additional admin effort for HR.
3. It Costs Nothing to Offer
There’s no up-front cost to employers to offer PCMP. And employees gain without so much as a single dollar taken out of their paychecks. That’s what makes Elevate+ one of the most forward-thinking benefits approaches on the market.
4. It Provides 24/7 Access to Care
With $0 copay Telehealth and 24/7 access to doctors, nurses, wellness coaches, and mental health professionals, workers can get help when they need it, without having to jump through hoops or take a day off.
5. It Utilizes Proven Tools and Partners
The PCMP program taps into the tools of world-class institutions such asthe Mayo Clinic, providing evidence-based wellness tools, digital dashboards, and individualized health tracking. This provides employees with actual data, not estimates.
Savings and Stability for Employers, No Trade-offs
For employers, combining Elevate+ and the PCMP program can achieve significant savings and improved workforce performance.
Here’s why:
$600/year per W2 savings on average
That’s a $60,000 reduction for every 100 employees, without changing your existing insurance configuration.
Lower claims over time
Preventive care results in fewer costly health incidents, with an estimated $1,400 saved per employee over 3 years.
Increases retention and morale
When they feel supported, they perform better and stay longer.
Zero cost and zero complexity
With 30–45 days of complete implementation, you can begin achieving results immediately, without interrupting your current processes.
Tax benefits starting today
The plan utilizes a compliant Section 125 arrangement, allowing both you and your staff to save payroll taxes immediately.
With Elevate+ and the PCMP program, workers enjoy a healthier work life with greater financial independence.
What they receive:
$0 copay 24/7 Telehealth
Visit doctors, nurses, and counselors at any time, from anywhere.
Mental health and addiction counseling
Professionals and tools are there to assist with stress, anxiety, and recovery.
Mayo Clinic-endorsed wellness resources
From individual dashboards to preventative care advice.
Supplemental protection
Including Universal Life, Disability, and Critical Illness coverage.
Spouse and dependent upgrades
Families are included, too, without additional cost.
A 3–4% raise in take-home pay (~$100/month)
Thanks to the intelligent tax design inherent in the employee cafeteria plan model.
This all occurs without altering the employee’s primary health insurance or taking additional money out of their paycheck.
How PCMP Fits into a Modern Employee Cafeteria Plan
An employee cafeteria plan (facilitated by IRS Section 125) allows employees to select from a variety of pre-tax benefit alternatives. But with Elevate+, that cafeteria plan is supplemented by the PCMP program, making the benefits wider, deeper, and more meaningful than ever before.
Here’s how they collaborate:
| Standard Cafeteria Plan | Elevate+ with PCMP Program |
| Basic insurance premiums | Includes $0 Telehealth, coaching |
| No real wellness tools | Offers Mayo Clinic dashboards |
| Employee-funded coverage | No impact on take-home pay |
| Limited engagement | 24/7 access + prevention focus |
The result? A plan that feels personalized, powerful, and perfectly aligned with both employee and business needs.
Why Elevate+ Is the Right Choice for Forward-Thinking Employers
Elevate+ isn’t a traditional benefit—it’s a strategy. It helps companies modernize how they support their teams without extra cost or complexity. It’s compliant, automated, and built to scale.
And with more than 30,000 employees already enrolled, the results speak for themselves.
You’ll get:
- A fully managed system
- Tax-compliant savings
- Increased morale and retention
- Smooth communication and onboarding
- Defense against increasing claims
In addition, your business is part of a larger trend to provide smarter, more compassionate benefits—something employees really care about.
Final Thoughts: Elevate Care, Cut Waste, and Simplify Benefits
The PCMP plan establishes a new benchmark for what employee health care can be. It’s proactive, convenient, and tailored to the way we live and work now. When coupled with Elevate+ and the integrated employee cafeteria plan, it represents unparalleled value for employers and employees alike.
If you’re ready to reduce costs, boost morale, and provide substantive care—all without spending a single additional cent from your budget—then it’s time to learn more about Elevate+.
Ready to Learn More?
Schedule your 10-minute consult to ask for your complimentary proposal and speak with an Elevate Benefits specialist today!