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What Types of Health Benefits Should Be Included for Employees?

Why Health Benefits Matter More Than Ever?

In today’s workforce, offering competitive salaries isn’t enough. Employees are increasingly choosing employers who provide meaningful health and wellness benefits. According to a recent Glassdoor survey, nearly 80% of employees prefer additional benefits over a pay raise.

A well-designed employee benefits package centered on health coverage isn’t just a perk — it’s a critical business strategy. It fuels retention, boosts productivity, and builds a family-first workplace culture.

But not all health plans are created equal. Traditional offerings often come with rising premiums, out-of-pocket expenses, and limited flexibility. That’s where Elevate+ comes in.

Introducing Elevate+: A New Standard in Employee Health Benefits

Elevate+ is not your typical benefits program. It’s a fully managed solution that leverages Section 125 payroll strategies, but also integrates a Preventative Care Management Plan (PCMP) and a Self-Insured health Reimbursement Plan (SIMRP) to create one of the most compliant and benefit-rich programs available today.

Unlike standalone Section 125 plans, Elevate+ delivers:

  • Cost-free implementation
  • Automated compliance
  • Enhanced family-wide coverage
  • No disruption to existing benefits

More than 40,000 employees are already enrolled in Elevate+. Employers enjoy improved financial outcomes while employees receive deeper, more personalized care — all without reducing take-home pay.

Healthcare Benefits | Human Resources | University of Arkansas

What Health Benefits Should Be Included in a Modern Employee Package?

Let’s explore the top health benefits for employees that they can expect — and how Elevate+ includes each one in a seamless, no-cost offering.

1. Telehealth Services with $0 Copays

In an age of hybrid work and on-demand convenience, 24/7 access to doctors, nurses, and mental health coaches is a must-have.

Elevate+ includes:

  • Unlimited $0 copay virtual visits
  • General care, urgent care, and mental health services
  • Prescription refills and health coaching

This reduces absenteeism, increases care access, and eliminates unnecessary ER visits.

2. Mental Health & Wellness Support

Mental health has become a top workplace concern — and rightfully so. Depression, anxiety, and burnout impact both personal wellbeing and job performance.

Elevate+ offers:

  • Confidential therapy and counseling
  • Addiction and recovery support
  • Stress management coaching

When employees feel supported, they’re more focused, loyal, and productive.

3. Preventative Care Management (PCMP)

Prevention saves lives — and money. Traditional plans often overlook proactive care, resulting in higher claims and missed interventions.

Elevate+ integrates a fully managed PCMP, helping employees:

  • Complete annual screenings
  • Monitor chronic conditions
  • Access wellness programs and coaching

PCMP reduces claim costs while empowering employees to take charge of their health.

4. Mayo Clinic Health Dashboard & Tools

When world-class health information meets personalized insights, great things happen.

Elevate+ gives employees access to Mayo Clinic’s digital tools, including:

  • Risk assessments
  • Health trackers
  • Actionable wellness plans

It’s a science-backed way to improve everyday health, right from a smartphone.

5. SIMRP: Self-Insured Health Reimbursement Plan

While PCMP manages proactive care, SIMRP ensures financial protection. It reimburses employees for qualified health expenses that aren’t fully covered elsewhere.

This includes:

  • Lab work and imaging
  • Specialist visits
  • Out-of-network services

It’s a built-in safety net — without costing the employee more.

6. Supplemental Life & Critical Illness Plan

Today’s workforce wants more than just basic coverage. They’re seeking full-spectrum protection that considers real life.

Elevate+ automatically includes:

  • Universal life health plan
  • Short- and long-term disability
  • Critical illness protection

Spouses and dependents can also be added, making this a true family-first benefit.

7 Reasons To Consider PEPM For Your Employees

How Elevate+ Helps Employers, Too?

Elevate+ isn’t just about making employees happy — it makes business sense.

Key Employer Benefits:

  • Save ~$600/year per W2 employee (that’s $60,000 per 100 employees)
  • No out-of-pocket costs
  • Lower healthcare claims by ~$1,400 over 3 years
  • Fully automated rollout within 30–45 days
  • Boost retention and morale
  • Improve overall benefits ROI

You get measurable results — without changing your existing benefits setup or increasing payroll costs.

How Does Elevate+ Work?

Here’s how Elevate+ integrates health benefits with Section 125 payroll savings in a compliant, automated format:

1. Payroll Tax Savings (Section 125)

Employees opt into pre-tax contributions for eligible health expenses, lowering taxable income.

2. Preventative Care (PCMP)

A dedicated program ensures employees meet preventative care milestones, promoting long-term health.

3. Health Reimbursement (SIMRP)

Employees receive reimbursements for qualified expenses — with zero paperwork on your end.

4. Supplemental Health Plan

Automatically layered in at no cost to the employer, giving employees greater security.

The system runs in the background with no additional administrative lift. All compliance, documentation, and reporting are handled by the Elevate Benefits team.

What Makes Elevate+ Different?

There are plenty of vendors claiming to help with Section 125 or supplemental benefits. But Elevate Benefits stands apart with its holistic approach:

  • One unified plan that integrates payroll tax savings, care access, and reimbursement
  • Zero out-of-pocket costs for employers or employees
  • No disruption to existing benefits
  • 100% compliant and automated
  • Tailored to workforces of 40,000+ employees

As the site says:

“Elevate Benefits was created to help companies deliver more value to their teams—without increasing payroll costs or disrupting what they already have in place. It’s about elevating both the financial health of the business and the everyday life of the people who keep it running.”

Final Thoughts: Build a Benefits Package That Truly Works

Today’s teams don’t just want a paycheck. They want purpose, balance, and protection for their families. Health benefits are a major driver of satisfaction and retention — but only when they actually support real health needs.

Elevate+ checks every box by combining:

  • Section 125 payroll strategies
  • Preventative care (PCMP)
  • Reimbursement (SIMRP)
  • Family-wide protection and tools

It’s time to go beyond traditional benefits and offer something truly transformative — without increasing your spend.

How to Offer Health and Wellness Stipends to Employees

Get Started

Ready to see how Elevate+ can transform your employee benefits package?

  • Book your 10-minute consultation
  • Get a free proposal today
  • Talk with an expert

Visit Elevate Benefits to explore how our automated, compliant, cost-free plan is changing the game for thousands of businesses and tens of thousands of employees.

Reference Links: 

  1. https://www.glassdoor.com/blog/5-job-benefits-attract-quality-candidates/
  2. https://www.plumhq.com/blog/importance-of-employee-healthcare-and-positive-work-culture

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