2025 is the right time for employers to rethink their employee benefits strategy. One of the best places to start is with your section 125 cafeteria plan. But this isn’t just about making small changes to an old plan. It’s about exploring something much better, a smarter, more complete solution.

Elevate+ is not any other benefit plan. It includes Section 125 but that’s not it, as it offers more value to both employers and employees. With rising healthcare costs and the need to retain top talent, now is the perfect time to revisit your approach.

In this blog, we’ll explain what makes Elevate+ different, how it works, and why it’s the most powerful option for your team in 2025.

What Is a Section 125 Cafeteria Plan?

A Section 125 cafeteria plan helps employees pay for certain benefits using pre-tax money. This lowers their taxable income, which means they take home more money each month. It’s a simple and smart way to save.

Employees often use this plan to pay for:

• Health insurance premiums
• Vision and dental care
• Dependent care (like daycare for children)

It’s a helpful tool. But in 2025, many employers and HR teams are thinking bigger. They’re asking, “Can we do more than just offer tax savings?”

The good news is, yes, you can. Today, with plans like Elevate+, you can take the benefits of Section 125 and combine them with more powerful health and wellness programs. This creates stronger savings and better care for everyone.

Elevate+: A Smarter Approach That Includes Section 125

Elevate+ is more than just a Section 125 plan. It uses Section 125 along with two other strong plans to make a very complete and easy-to-follow benefits program. These are the Preventative Care Management Plan, or PCMP, and the Self-Insured Medical Reimbursement Plan, or SIMRP.

By bringing these three plans together, Elevate+ helps employers save money and lower health care costs. At the same time, it gives employees better health care options, more ways to save, and extra support for their well-being. This combination makes Elevate+ one of the best and most helpful benefits programs available today.

Why Revisit Your Plan in 2025?

Now is the best time to look at your Section 125 cafeteria plan strategy in a new way. With Elevate+, both employers and employees can enjoy meaningful savings and better support. Here’s why 2025 is the right year to make the change:

Here are the benefits it has for Employers:

• You can save about 600 dollars each year for every full-time W2 employee.
• There is no out-of-pocket cost to set up the plan, which makes it risk-free.
• Healthcare claims go down, with savings of up to 5-10% dollars per employee. 

Here is the list of 125 plans employee benefits:

• Take-home pay increases by $100 per month.
• There is no copay 
• 24/7 telemedicine, virtual care, mental health care, and wellness support.
• Employees get access to Mayo Clinic health tools and easy-to-use health dashboards.
• The plan includes a diet and stress program, addiction recovery support, and couples counseling.
• Family members like spouses and dependents can also be included in the plan.

What Makes Elevate+ Different?

Many employers still think of Section 125 cafeteria plan the old way. But Elevate+ is something new and better. It’s simple to use, quick to set up, and brings real money and health benefits for both the company and the team.

Here’s why Elevate+ is different:

• It follows all the latest IRS and healthcare rules.
• It takes just 30 to 45 days to get everything up and running.
• It helps you keep your employees happy and performing well.
• You’ll start seeing savings and results right away.

Final Thoughts: Revisit Your Section 125 Cafeteria Plan Strategy

Do not wait for open enrollment or another year of rising benefit costs. The year 2025 is a great time to take a fresh look at your Section 125 cafeteria plan. With Elevate+, you are not just offering tax savings. You are creating a better experience for both employers and employees.

Employers can save around 600 dollars per employee every year without any extra cost. Employees can see more money in their paychecks and enjoy extra support like telehealth, mental health care, and wellness tools.

It is simple to set up and helps improve job satisfaction, performance, and long-term savings.

Revisit Your Cafeteria Plan Strategy With The Right Partner!

Book your 10-minute consultation at Elevate Benefit to learn how Elevate+ can improve your employee benefits strategy in 2025. Discover how you can save money, boost retention, and give your team access to better care and higher take-home pay.