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Why Is a Section 125 Premium-Only Plan a Smart Choice for Benefits?

When it comes to employee benefits, many employers look for a plan that is simple, cost-effective, and truly helpful for their team. That’s exactly what Elevate+ offers. This unique program leverages a Section 125 plan benefits, along with two powerful additions: a Preventative Care Management Plan (PCMP) and a Self Insured Medical Reimbursement Plan (SIMRP).

In this blog, we will explain why this approach is smarter than a traditional Section 125 plan, how it works, and why it’s good for both employers and employees.

All You Need to Know About Section 125 Benefit Plan

A Section 125 benefit plan, often called a Section 125 payroll plan, allows employees to pay for certain benefits using pre-tax dollars. This means their taxable income goes down, which helps both the employee and the employer save money on taxes.

But Elevate+ goes beyond just a regular Section 125 plan.

What Is Section 125 and How Can It Benefit Your Business? Insights Undercover | Decent

How Elevate+ Is Different From Other Similar Plans?

Elevate+ is not just a Section 125 plan. It’s a full benefits program that includes:

  • A Section 125 payroll benefit structure
  • Preventative Care Management Plan (PCMP)
  • Self Insured Medical Reimbursement Plan (SIMRP)

This combined plan is fully managed, compliant, and one of the most benefit-rich options available today.

Section 125 Benefits for Employers

Adding Elevate+ to your employee benefits is a smart and easy move. It helps your team and saves your business money without any extra effort. Here’s how it makes a real difference:

  • You can save about $600 every year for each employee which means if you have 1000 employees, you’ll be saving around $600,000 every year. 
  • You need not to pay any money out of your pocket to get started
  • Helps lower employee healthcare costs by $1,400 over 3 years
  • Easy setup as it just takes 30 to 45 days to be done. 
  • Makes it easier to keep good employees and boost performance
  • You’ll start seeing real savings and business results quickly

Section 125 Benefits for Employees

When your employees join Elevate+, they get real support that helps them feel better and save more. Here’s what they get:

  • A $100 per month increase in net pay 
  • Zero copay or no upfront cost 
  • Endless telemedicine, virtual care, mental health, and wellness support
  • Beneficiaries can get easy access to the Mayo Clinic’s tools and health dashboard
  • It offers an employee assistance program, addiction recovery support, and a diet and stress program.
  • It covers spouses and dependents as well.

Section 125 Pretax Benefits for Employers and Employees

Why Elevate+ Works?

Elevate+ leverages the Section 125 structure and combines it with carefully managed health and insurance programs. That’s what makes it different and more valuable than a traditional plan.

  • The PCMP helps employees stay healthy with regular care and wellness tools.
  • The SIMRP covers medical costs, alleviating the financial burden of out-of-pocket payments.
  • Both decrease employee stress, enhance health, and reduce healthcare expenses.

This strategy creates a win-win situation for the team and the company as it offers benefits for both sides.

Why Now Is the Right Time to Start With The Plan?

Health benefits are not just about offering coverage. They’re about supporting your employees in ways that truly matter. Elevate+ helps you do that, without extra cost or extra work.

You get the following things with the right plan:

  • A fully managed plan that aligns with your business needs.
  • A fast setup that can be done within 30–45 days.
  • A compliant structure using the Section 125 payroll approach.
  • A trusted partner who guides you every step of the way to make it work. 

Conclusion: A Smarter Benefits Choice with Elevate+

If you wish to provide more benefits to your employees, save money, and have simplicity, Elevate+ is the perfect option. It employs a Section 125 benefit plan in combination with PCMP and SIMRP to develop a strong and effortless program. Your employees receive more take-home pay and improved health assistance, while your business saves money without additional expense. The configuration is rapid, and all is taken care of for you. 

This plan is among the most valuable and reliable available at present. It’s smart, straightforward, and functions effectively for employees and employers alike. The time to begin is now.

Get to Know More About The Plan!

Ready to upgrade your employee benefits and save more with no extra cost? Connect with Elevate Benefits today. Book your free 10-minute consultation, get a customized proposal, and talk to an expert to see how Elevate+ can help your team thrive.

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