When it comes to employee benefits there are rising healthcare costs, complex regulations and rising healthcare costs, and employee expectations to juggle. That is exactly why smart employers are turning toward plans that do more than just check a compliance box, they drive real savings, boost retention, and actually help people stay healthy. The Elevate+ plan is a perfect example.

It is not your standard Section 125 plan. In fact, it goes far beyond it. Elevate+ uses IRS Section 125 payroll benefits, but it also wraps in a fully managed Preventative Care Management Program (PCMP) and a Specialized Insurance Medical Reimbursement Plan (SIMRP). 

The result is one of the most compliant, automated, and benefit-rich programs on the market, designed specifically for employers who want to create real impact with zero out-of-pocket investment.

What Is Elevate+?

Elevate+ is a platform that integrates:

• Section 125 tax savings
• A preventive care program (PCMP) that proactively supports employee health
• A specialized reimbursement model (SIMRP) that enhances coverage

But it is the automation, compliance, and customization of Elevate+ that makes it a true standout in the market. While traditional IRS Section 125 plans offer some tax advantages, Elevate+ transforms those savings into a strategic asset, for both employers and employees.

How Elevate+ Helps Employers Win

If you are an HR leader or business owner, you have faced the challenge of attracting talent and managing benefit costs. Elevate+ directly addresses that pain point with:

1. Significant Financial Savings

• Save ~$600/year per W2 employee
• That’s $60,000 in savings for every 100 employees
• 5-10% reduction in healthcare claim costs over time

These savings are built into the plan’s structure. Elevate+ makes it easy to manage payroll contributions and get the most out of reimbursements, all while staying completely in line with IRS rules. It handles the heavy lifting so you can focus on the people, not the paperwork.

2. Zero Cost to Implement

Unlike most benefit upgrades that drain your budget, Elevate+ is built differently, it doesn’t cost employers a dime out of pocket. You won’t need to shuffle funds or make cuts elsewhere. In fact, most businesses start seeing savings from day one.

3. Fast, Fully Automated Setup

• Setup is quick, just 30 to 45 days
• HR teams barely feel the lift
• Everything stays fully compliant with IRS, DOL, and ERISA

Why Employees Prefer It Too

Elevate+ is engineered to provide life-enhancing benefits to employees and their families, all while increasing take-home pay.

1. Bigger Paychecks, No Trade-Offs

• Employees enjoy a 3-4% increase in net pay
• This is about $100 more per month in their pockets
• There’s no reduction in take-home income, no extra premiums, and no surprises

2. Comprehensive, $0 Copay Healthcare Access

• 24/7 Telemedicine & Virtual Care
• Mental Health & Counseling, including couples therapy and addiction support
• Spousal & Dependent Coverage at no extra cost
• Employee Assistance Program (EAP) for everyday challenges
• $0 Copays across services, including RX, urgent care, and checkups
• Mayo Clinic wellness tools, facial scan health vitals, stress & diet tracking

With benefits like these, it’s no surprise that more than 40,000 employees are already enrolled in Elevate+. It is a level of care that extends beyond the individual and uplifts entire families.

3. A Strategic Investment

With Elevate+, you get better business outcomes. Employers using Elevate+ consistently report:

• Higher retention due to stronger benefits
• Lower absenteeism and burnout due to mental health tools and wellness programs for employers
• Improved employee engagement and morale
• Healthier workforce with lower long-term claims

And with its IRS Section 125 plan integration, the tax advantages are both meaningful and immediate.

How Elevate+ Compares to Standard Section 125 Plans

Feature	Standard Section 125 Plan	Elevate+
Tax Savings	Yes	Yes + Enhanced ROI
Automation	No	Fully automated
Wellness Support	No	24/7 wellness & Mayo Clinic tools
Mental Health	No	Full suite, including family & addiction
Spouse & Dependent Benefits	Rarely	Included
Employee Paycheck Boost	No	+$100/month
$0 Copays	No	Yes
Urgent Care & RX	Often Extra	Included at no cost

Benefits Employees and Employers Get

Here are the benefits for employees and employers:

Employers Get:

• Almost $600 in annual savings per W2
• Reduced healthcare claims over time
• Fast implementation and automation
• No cost, no complexity

Employees Get:

• Higher net pay
• Zero copay access to full-service healthcare
• Mental and emotional wellness tools
• Family-inclusive coverage
• Industry-leading benefits without added costs

Elevate Benefits: Your Trusted Partner in Smarter Payroll-Integrated Wellness

At Elevate Benefits, we believe employee care shouldn’t be complicated or costly. With Elevate+, we have created a solution that meets today’s expectations while preparing you for tomorrow’s workforce challenges. From compliance to culture, Elevate+ delivers. 

Book your 10-minute consultation and see how Elevate+ can benefit you.