If you are running a small business, you know how important it is to take care of your team while also managing your costs. Offering better health benefits is one way to do both. But health plans can be expensive and confusing. That is why many small businesses are now choosing Elevate+.

Elevate+ is not a regular Section 125 plan. It includes Section 125 but also brings in two powerful programs: the Preventative Care Management Plan or PCMP and the Self Insured Medical Reimbursement Plan or SIMRP. Together, these create one of the most complete and helpful employee benefit programs available today.

In this blog, we will walk you through why Elevate+ could be the right step for your business.

What is a Section 125 Cafeteria Plan?

A Section 125 cafeteria plan allows employees to use pre tax dollars to pay for certain benefits like health insurance. It is like a medical plans for employees. This lowers their taxable income and helps them keep more of their paycheck. Employers also save on payroll taxes.

But Elevate+ does much more. It uses Section 125 together with PCMP and SIMRP to give both employees and employers more value.

How Does Elevate+ Work?

Elevate Plus is not simply an ordinary benefits plan. It offers small businesses a more intelligent approach to caring for their workers and reducing expenses. The plan combines three major components that act together as one integrated system.

• Section 125 for tax savings: Pre-tax dollars are used by employees to pay for health benefits, keeping more of their hard-earned money. Employers also save payroll taxes. It’s easy to save money without sacrificing benefits.
• Preventative Care Management Plan for long-term health: This plan features zero copay telehealth, mental health services, wellness resources, and access to Mayo Clinic tools. It prevents employees from getting sick and missing workdays.
• Self Insured Medical Reimbursement Plan: Insures against critical illness, disability, and life insurance. Spouse and dependent benefits are also covered for additional support.

Benefits for Employers

Running a small business is not easy and finding affordable ways to support your team can be tough. Elevate Plus helps by giving small companies access to strong employee benefits without any extra cost. It is simple, effective, and built to help your business grow.

Here are some of the section 125 plan benefits:

• Your business can save around 600 dollars every year for each full-time W2 employee without spending anything out of pocket.
• Over time, fewer healthcare claims can save your business around 5-10% on expenses.
• The full program is quick and easy to set up and can be ready to use in just 30 to 45 days.
• It helps you build a stronger team by improving employee retention and performance.
• Elevate Plus makes an immediate difference to your company’s budget and supports long-term business growth.

Benefits for Employees

Employees are happier and more motivated when they feel truly supported. Elevate Plus gives them real benefits that make a difference in their daily lives and future.

Here’s how Elevate Plus helps employees in simple and clear ways

• Increase net pay by $100 per month, which means employees get more in their paycheck every month.
• 24/7 telemedicine, virtual care, addiction recovery, and couples counseling all at zero copay, making it easy and affordable to get care when needed.
• Employees get access to wellness programs and mental health support, which helps them feel better both physically and emotionally.
• They can use trusted tools from the Mayo Clinic and track their progress using a personal health dashboard.
• The plan also offers extra protection by covering spouses and dependents.
• It includes added benefits like couple counselling, EAP, and diet and stress program 

Why Should Small Businesses Act Now?

Many small businesses find it hard to match the kind of benefits big companies offer. Elevate Plus helps close that gap by giving small teams real support without adding extra costs.

Today, thousands of employees across the country are already using Elevate Plus and seeing real results. The program is growing fast because it works well and is easy to manage, even for small businesses.

When your team feels supported and valued, they are more likely to stay, work better, and help your business grow. Elevate Plus makes availing section 125 cafeteria plan benefits possible in a simple and stress-free way.

Conclusion: Section 125 Cafeteria Plan for Small Businesses

If you are a small business owner looking to offer better medical plans for employees while also saving money, Elevate+ is a smart and simple solution. It goes beyond just Section 125 by combining it with a fully managed Preventative Care Management Plan and a Self Insured Medical Reimbursement Plan. This creates a program that is complete, compliant, benefit-rich, and supports both employers and employees. 

It has no out-of-pocket cost and real savings, Elevate+ helps you take care of your team while improving your bottom line. It is a modern approach built for small businesses that want to grow the right way.

Start Section 125 Cafeteria Plan Now

Ready to find out how Elevate Plus can support your team and save your business money? Talk to an expert for just 10 minutes or request a free proposal today. It’s quick, easy, and could make a big difference.